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Job Description

Are you ready to unleash your full potential?We're looking for people who are passionate about payments to chart Worldpay's path to being the largest and most-loved payments company in the world.

About the team

At Payrix, we are a global team of passionate Client Facing, Financial Services and Technology experts. We provide vertical software companies with an all-in-one platform and white-glove implementation approach to capitalize on the opportunities for growth, innovation, and transformation within embedded payments.

What you will be doing

The Risk Manger is responsible for planning, directing, coordinating, executing, and overseeing all onboarding and credit underwriting and/or merchant risk operations in the organization. The role will ensure continued development and maintenance of a strong risk framework to effectively manage risk, comply with mandates, and apply industry best practices in all functions. In this role, the Risk Manger will help drive process and system improvements to meet the current and future needs of the organization. This role will be responsible for managing and supervising personnel.

What you bring:

• Build, develop, mentor, and retain high performing team members in support of risk functions.

• Identify, recommend, and implement new processes or workflows that improve and streamline organizational processes.

• Carry out effective trainings to new hires and existing employees.

• Communicate with the sales organization and other business units regarding the implementation and coordination of risk mitigating strategies.

• Ensure a balanced risk review approach consistent with company objectives.

• Resolve escalated issues or escalate to mgt. as needed while making recommendations.

• Enforce all company risk facing polices (Credit, AML, Risk Monitoring, other).

• Interact with sales associates, relationship managers, partners, and clients, providing first class service. Collaborate cross functionally to help grow portfolio while mitigating risks.

• Participate and present in internal and external audits.

• Apply use of approval authority on daily routines or make appropriate recommendations to higher authorities.

• Analyze reporting data and promptly report issues to higher management.

• Participate in Risk Management Committee functions from time to time.

• Conduct periodic reviews of platform and merchant relationships.

• Maintain knowledge of emerging trends and technologies in risk management.

• Report or help report on relevant operating and portfolio metrics and retain knowledge of same.

• Identify and research trends or patterns in the platform and merchant book of business and report on trends or metrics that fall outside the company's risk tolerance.

• Ensure merchants and platforms in portfolio remain in compliance with Card Brand rules, Regulatory Rules, and Sponsor Bank rules.

• Support system or process creation and implementation for improvement.

• Other duties, projects, and tasks, as assigned on an ongoing basis.

Added bonus if you have:

• Minimum of 5 years of experience within a Risk or Underwriting function.

• Previous supervisory or lead role experience within an Underwriting or Risk Management role.

• Able to apply credit and risk principles toward business objectives.

• Strong understanding of commercial and consumer lending principles.

• Strong understanding and dissemination of financial statements.

• Strong understanding of bureau information, score calculation, score attributes and validations.

• Excellent written and verbal communication skills.

• Client service mentality.

• Superior analytical abilities.

• Ability to quickly learn/grasp new ideas and concepts.

• Detail oriented and reliable-must be able to take instruction but function independently.

• High level of organizational skills with the ability to multitask.

• Ability to work at a rapid pace and meet deadlines.

• Experience communicating with management teams at all levels.

• Initiative and creativity with a passion to deliver results.

• Degree in a quantitative discipline (i.e. finance, accounting, economics) preferred.

• Merchant Services or Payment industry experience preferred.

• Knowledge of Visa/Master Card rules and regulations preferred.

What we offer you:

• A competitive salary and benefits

• A variety of career development tools, resources and opportunities

• The chance to work on some of the most challenging, relevant issues in the payment industry

• Time to support charities and give back in your community.

Privacy Statement

FIS is committed to protecting the privacy and security of all personal information that we process in order to provide services to our clients. For specific information on how FIS protects personal information online, please see the .

EEOC Statement

FIS is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, marital status, genetic information, national origin, disability, veteran status, and other protected characteristics. The EEO is the Law poster is available here supplement document available here

For positions located in the US, the following conditions apply. If you are made a conditional offer of employment, you will be required to undergo a drug test. ADA Disclaimer: In developing this job description care was taken to include all competencies needed to successfully perform in this position. However, for Americans with Disabilities Act (ADA) purposes, the essential functions of the job may or may not have been described for purposes of ADA reasonable accommodation. All reasonable accommodation requests will be reviewed and evaluated on a case-by-case basis.

Sourcing Model

Recruitment at FIS works primarily on a direct sourcing model; a relatively small portion of our hiring is through recruitment agencies. FIS does not accept resumes from recruitment agencies which are not on the preferred supplier list and is not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company.

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